Higos Underwriting Services

Making A Claim

Commercial Insurance



Our well established competitive package product for catering outlets such as Restaurants, Fish & Chip Shops, Takeaways, Café’s and Sandwich Bars



A comprehensive Insurance policy for clubs and associations where there is a membership such as Social & Sports clubs, Political & Working Men’s Clubs – Village Halls & Community Centres



Comprehensive Insurance solutions for businesses including but not limited to: Property Owners (including student & unoccupied), Retail, Office/Surgery, Liability, Directors & Officers Liability, Professional Indemnity, Tradesman’s Policies, Sports Risks (teams or individuals), Exhibitions & Event Insurance


Specialist Scheme & Commercial Broker

Higos Underwriting Services provide dedicated insurance solutions to insurance brokers throughout the UK.

We enjoy excellent relationships with Insurance companies and successfully underwrite schemes for:

We are also pleased to offer Insurance solutions via our Commercial department who have access to competitive products for Property Owners, Amateur Sports risks and Liability to name but a few.

The Higos Underwriting Services team has a wide range of experience (from both Insurance Company and broking backgrounds), this allows us to provide dedicated in-house underwriters, claims and service teams who are always happy to support your insurance needs.

Higos Insurance Services Ltd acquired John Beard & Son Limited in March 2014. Julian, Richard and all of the John Beard & Son Limited team staff remain with Higos Underwriting Services and look forward to assisting you with your next enquiry.

Higos is a member of BIBA and are authorised and regulated by the Financial Conduct Authority.