Higos Underwriting Services

Making A Claim

Commercial Insurance



Our well established competitive package product for catering outlets such as Restaurants, Fish & Chip Shops, Takeaways, Café’s and Sandwich Bars



A comprehensive Insurance policy for clubs and associations where there is a membership such as Social & Sports clubs, Political & Working Men’s Clubs – Village Halls & Community Centres



Comprehensive Insurance solutions for businesses including but not limited to: Property Owners (including student & unoccupied), Retail, Office/Surgery, Liability, Directors & Officers Liability, Professional Indemnity, Tradesman’s Policies, Sports Risks (teams or individuals), Exhibitions & Event Insurance

Aviva Clubsure Claims

Clubsure policies Pre-fixed 20 or CUI20

For Material Damage Claims

Claims Service – Making a Claim is easy

At Aviva, we resolve your claims as quickly as possible.
When things go wrong, we are there for you and will
manage all aspects of the claim from the time it is reported.

For Property Claims call us on 0844 891 1062

Please call the Aviva Team and confirm – as per your schedule –
Name of Policyholder
and quote your policy number and scheme number

Policies starting 20 – the Scheme number is 23847864CBT
Policies starting CUI20 – the Scheme number is 24095647CBT

The Policyholder should obtain at least 2 estimates for any repairs/replacement of any stolen items. Repairs should not proceed without authorisation from Insurers – except any work which is necessary to prevent further damage or injury/minimize loss or to secure premises. Insurers will advise any further information they require when calling to advise them of the claim.

For Liability Claims

The Policyholder should complete claim form with full details of the incident and forward together with any correspondence they have received from Claimant/Claimant’s Solicitor.

All claim forms and supporting documentation should be sent to:

William Beard House, 44 Botley Road, Park Gate,
Southampton, Hampshire, SO31 1BB

Claims Telephone Dial: 01489 558862
or Fax: 01489 576261

Or email to: claims@johnbeard.co.uk

For certain claims a Loss Adjuster may be appointed.