Higos Underwriting Services

Making A Claim

Commercial Insurance



Our well established competitive package product for catering outlets such as Restaurants, Fish & Chip Shops, Takeaways, Café’s and Sandwich Bars



A comprehensive Insurance policy for clubs and associations where there is a membership such as Social & Sports clubs, Political & Working Men’s Clubs – Village Halls & Community Centres



Comprehensive Insurance solutions for businesses including but not limited to: Property Owners (including student & unoccupied), Retail, Office/Surgery, Liability, Directors & Officers Liability, Professional Indemnity, Tradesman’s Policies, Sports Risks (teams or individuals), Exhibitions & Event Insurance

Covéa Insurance – CLUBSURE Claims

For CLUBSURE policies Pre-fixed B561176

Claims Service
Making a Claim is easy

At Covéa, we resolve your claims as quickly as possible.
When things go wrong, we are there for you and will
manage all aspects of the claim from the time it is reported.

For Property Claims call the Care line on 0844 902 0790

Please call the Team and confirm – as per your schedule –
Name of Policyholder and your policy number

For Liability / Personal Accident / or Directors & Officer Claims
-please send your claim to us or contact us for assistance:-

Clubsure Claims: email: hus.claims@higos.com

Tel: 01489 558862 or 572121 or Fax: 01489 576162

Arag Legal Expenses

Please contact Arag Legal Expenses directly on 01275 376023 quoting your CLUBSURE policy number and/or the ARAG Clubsure Reference: 508198