Higos Underwriting Services

Making A Claim

Commercial Insurance



Our well established competitive package product for catering outlets such as Restaurants, Fish & Chip Shops, Takeaways, Café’s and Sandwich Bars



A comprehensive Insurance policy for clubs and associations where there is a membership such as Social & Sports clubs, Political & Working Men’s Clubs – Village Halls & Community Centres



Comprehensive Insurance solutions for businesses including but not limited to: Property Owners (including student & unoccupied), Retail, Office/Surgery, Liability, Directors & Officers Liability, Professional Indemnity, Tradesman’s Policies, Sports Risks (teams or individuals), Exhibitions & Event Insurance

Commercial Products


With access to both general Insurers and specialist markets our Commercial department has access to competitive rates for many types of insurance including:

If you would like a quotation or to discuss any of your clients needs and demands then please do not hesitate to contact us:-

Ann Whittaker – Commercial Account Handler in person on

Tel: 01489 558861 or 01489 572121
Fax: 01489 570150
Email: hus.commercial@higos.com

Claims Information

The claims process varies from Insurer to Insurer but you will find that most will have details of their claim line numbers clearly marked in the policy book.

If you need assistance during office hours, please do not hesitate to contact our Commercial Department.