Higos Underwriting Services

Making A Claim

Commercial Insurance



Our well established competitive package product for catering outlets such as Restaurants, Fish & Chip Shops, Takeaways, Café’s and Sandwich Bars



A comprehensive Insurance policy for clubs and associations where there is a membership such as Social & Sports clubs, Political & Working Men’s Clubs – Village Halls & Community Centres



Comprehensive Insurance solutions for businesses including but not limited to: Property Owners (including student & unoccupied), Retail, Office/Surgery, Liability, Directors & Officers Liability, Professional Indemnity, Tradesman’s Policies, Sports Risks (teams or individuals), Exhibitions & Event Insurance



An established delegated authority scheme with supportive Insurer(s) with who we enjoy excellent relationships.

We can provide fast competitive quotations however we do require all submissions for quotation to be in writing
– either by fax  01489 570150, post or email to shaun.goodman@higos.com.

See below for ‘Quotation Request Form’ download within ‘Support documents’.

Our well established competitive package product for catering outlets such as Café’s / Fish & Chip Shops /  Restaurants / Sandwich Bars and takeaways.

The package includes Accidental Damage Cover

Automatic Sections Include

These limits can be increased if required

Specified cover for Buildings, PA/Sickness, Loss of Licence is also available.

We are able to accommodate 100% flat roofs on this facility (The % of the overall roof is required at quote stage).

The standard excess is £250.00 (Discounts can be given for higher excesses).

Want to discuss our product, your quotation or how we can support you? Then please contact Underwriting:-
Shaun Goodman in person on  Tel: 01489 558873 or   Fax: 01489 570150

Email: hus.taste@higos.com


For full claims information / process guidance – please click on here for information